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Cash Management

Let our services help you expedite, organize and grow your cash flow efficiencies in every way possible. See below the various services our Cash Management team will custom tailor to best fit the needs of your business.

Meet Our Cash Management Team

Paragon’s Cash Management Services - Fraud Prevention


Positive Pay

One of the most critical fraud prevention tools available today. This is a “must have” for businesses. This service allows clients to submit to the bank a “check issue file” that instructs the bank to ONLY pay the items listed in the file. This is ideal for businesses that write payroll checks and expense checks.

Online Banking

Online Banking for businesses allows you to view transactions in real time and even place stop payments. Protect your funds with vigilant monitoring.

My Card Rules Text Alerts

Sign up to receive text alerts anytime your debit card is used to ensure accuracy and prevent fraudulent transactions.

Business Credit Card

You can control spending and receive greater protection against fraudulent charges with a business credit card.

Paragon One Card

This card lets you set limits for employee expenses and consolidate payables.

Paragon’s Cash Management Services - Liquidity Management


Investment Sweep/Repurchase Agreement

Put idle funds to work earning interest. We sweep your funds into an investment account to earn interest overnight and sweep them back for use the next morning.

Loan Sweep

Use excess funds to pay down your loan and reduce your interest expense. As funds are needed, we sweep them into the checking account.

Zero Balance Account

Exercise greater control over your money. Concentrate funds from sub accounts into your main account automatically with a Zero Balance Account. We sweep funds back in as they are needed.

Insured Cash Sweep

Earn interest and increase your FDIC coverage beyond $250,000 while still maintaining liquidity.

Paragon’s Cash Management Services - Payables Management



Pay vendors electronically with the click of a button through the Automated Clearing House

Direct Deposit

Paragon Bank’s ACH service also saves you valuable time, money and resources by directly depositing your employees’ payroll into their bank accounts. Direct deposit can also be used for paying expense reimbursements, dividend payments and any other type of consumer payments.

Wire Transfers

Paragon Bank offers both domestic and international wire transfer services. Move funds quickly, easily and safely to another financial institution for same day credit.

Paragon One Card

This card lets you set limits for employee expenses and consolidate payables.

Electronic Bill Payment

Through Paragon Bank’s online banking platform, you can set up and send payments easily and quickly.

Paragon’s Cash Management Services - Receivables Management



Accept electronic payments from customers directly from their accounts.

Lockbox Services

Let Paragon Bank pick up your mail. You can view remittances online for posting or payment research. Your customers send their payments to our P.O. box, we collect them and make your deposits daily.

Remote Deposit Capture

Let Paragon Bank bring our office to you. Our Remote Deposit service allows you to make check deposits directly from your office anytime day or night. This service creates and delivers images of your deposited checks directly into our bank in a safe and secure environment for faster deposits.

Merchant Services

Accept all forms of payments via the most up-to-date equipment and online integration available.

Electronic Data Interchange

Receive detailed remittance information with your electronic payments.