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Personal Savings & CDs

Benefits with every Paragon Bank personal savings & CD account:

  • Interest-bearing
  • Real-time Online Banking with Bill Pay
  • Mobile Banking for smartphones and tablets
  • eStatements
  • Mobile check deposits (for savings and checking accounts only)

Choose the personal savings account that best fits you.

Paragon Savings

Paragon’s basic savings tool comes with low monthly service charges and low minimum balance requirements.

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Paragon Debut Savings
(Ages up to 17)

All it takes is $25 to open, so young depositors can learn the value and responsibility of saving early.

No service charge

No minimum balance requirement

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Paragon Money Market

This is Paragon’s most flexible savings account that offers tiered interest rates for the more aggressive saver.

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Certificate of Deposit

Paragon Bank offers a Certificate Deposit for any savings goal. We offer both Traditional and Roth IRA CD accounts to help you build wealth and a solid retirement.

Terms from 90 days to 60 months

Interest accrues daily and pays according to Certificate provisions

$1,000 minimum

Automatic renewal upon maturity for the standard rates and terms

Paragon Bank Personal Savings Account Comparison Chart

Personal Savings Account FeaturesParagon SavingsParagon Debut SavingsParagon Money Market
Minimum opening deposit$100$25$100
Minimum Daily Balance to Avoid Monthly Service Charge$100$0$1000*
Monthly Service Charge$4$0$12
Withdrawals/Outgoing Transfers (6 per month)
Additional Withdrawals**
Free Online & Mobile Banking
Free 24/7 Telephone Banking


* Or maintain combined deposit relationship of $5,000
**Each additional withdrawal $2