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Money Market and CD Account Specials

Providing certainty in uncertain times. When you’re in uncharted financial territory, it helps to have a knowledgeable guide. From offering fixed competitive rates on CDs and Money Market account specials to providing FDIC insurance that protects your capital, Paragon Bank is both your shelter from the storm and your advisor for tomorrow’s success.

Benefits with every Paragon Money Market and CD Account:

  • High Yield Interest Bearing
  • Real-time Online Banking
  • Mobile Banking for Smartphone and Tablets
  • eStatements
  • Real-time Account to Account Transfers (for money market accounts only)
  • Mobile Deposits via Paragon’s mobile App (for money market accounts only)

Choose the account that best fits your financial needs.

Money Market Account Special*

3.30% APY

  • High Yield Interest Bearing
  • No service charge when daily balance is over $1,000 ($12 monthly standard service charge)
  • $1,000 minimum opening deposit
  • Existing Paragon customers must have a Paragon Bank checking account to qualify for this special rate

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7 month CD Special**

4.35% APY

  • High Yield Interest Bearing
  • $1,000 minimum opening deposit
  • Existing Paragon customers must have a Paragon Bank checking account to qualify for this special rate
  • Automatic renewal upon maturity for the standard rate and term

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11 month CD Special**

4.16% APY

  • High Yield Interest Bearing
  • $1,000 minimum opening deposit
  • Existing Paragon customers must have a Paragon Bank checking account to qualify for this special rate
  • Automatic renewal upon maturity for the standard rate and term

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18 month CD Special**

4.08% APY

  • High Yield Interest Bearing
  • $1,000 minimum opening deposit
  • Existing Paragon customers must have a Paragon Bank checking account to qualify for this special rate
  • Automatic renewal upon maturity for the standard rate and term

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30 month CD Special**

4.13% APY

  • High Yield Interest Bearing
  • $1,000 minimum opening deposit
  • Existing Paragon customers must have a Paragon Bank checking account to qualify for this special rate
  • Automatic renewal upon maturity for the standard rate and term

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*Money Market Specials: This offer applies to minimum balance and minimum opening deposit of $1,000. Fees may reduce earnings. Six withdrawals/outgoing transfers per month. Additional withdrawals are $2 each. Existing customers must have a Paragon Bank checking account to qualify for the special rate. Annual Percentage Yield (APY) of 3.30% with an interest rate of 3.25%. Money Market account special may be new or existing money. This APY is as of 12/19/2024 and subject to change.

**CD Specials: This offer applies to minimum balance and minimum opening deposit of $1,000. Fees may reduce earnings. Early withdrawal penalties may apply. Existing customers must have a Paragon Bank checking account to qualify for the CD special rate. Annual Percentage Yield (APY) of 4.34% for 7 months with an interest rate of 4.30%, 4.16% APY for 11 months with an interest rate of 4.15%, 4.08% APY for 18 months with an interest rate of 4.00%, or 4.13% APY for 30 months with an interest rate of 4.05%. CD special may be new or existing money. These APYs are as of 3/7/2025 and subject to change.