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IDEAL Account Specials

Benefits with every Paragon Bank IDEAL Account*:

  • High Yield Interest Bearing
  • Real-time Online Banking with Unlimited Bill Pay
  • Mobile Banking for Smartphone and Tablets
  • eStatements required
  • Real-time Account to Account Transfers
  • Mobile Deposits via Paragon’s mobile App

Choose the IDEAL account* that best fits your financial needs.

IDEAL Checking*

4.34% APY**

  • High Yield Interest Bearing
  • ALL ATM fees refunded
  • First standard check order is FREE
  • No service charge when daily balance is over $1,000 ($12 monthly standard service charge)
  • $100 minimum opening deposit
  • Any combination of 2 ACH direct deposits or drafts per monthly statement cycle required
  • eStatements are required

Tell me more

IDEAL Savings*

4.08% APY***

  • High Yield Interest Bearing
  • Automatic sweep from IDEAL Checking when balance exceeds $25,000
  • No service charge when daily balance is over $1,000 ($12 monthly standard service charge)
  • $1,000 minimum opening deposit
  • Must have a Paragon IDEAL Checking Account
  • eStatements are required

I'm interested

 

*Accounts only available at Paragon Banking Centers in Oxford, Mississippi, Atlanta, Georgia and Wilmington, North Carolina.

**Annual Percentage Yield (APY) of 4.34% with interest rate of 4.35% for balances under $25,000 and 1.00% APY with interest rate of 1.00% for balances over $25,000 for the Ideal Checking Account.

***4.08% APY with interest rate of 4.00% for the Ideal Savings Account.

APYs are as of 8/3/2023 and subject to change.