Small Business Capital Group

We’re your dream-to-reality team

Do you feel destined to own a franchise or expand your business? Talk to us at Paragon Bank Small Business Capital Group. With more than 200 years of combined experience in Small Business Administration (SBA) loans, we’re passionate about turning business dreams into realities.

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Meet our lenders

Our loan experts have closed hundreds of SBA loans for more than 85 unique franchise brands — from restaurants and home services, to auto repair shops and learning academies.

Get to know the financial brains behind so many successful businesses.

Close faster. Open sooner.

You won’t see any income until you open your doors. Which means you can’t afford delays with financing. From application to closing, rely on our lending experts to help you navigate the SBA lending world as quickly and smoothly as possible.

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SBA Disaster Assistance in Response to the Coronavirus

The U.S. Small Business Administration is offering designated states and territories low-interest federal disaster loans for working capital to small businesses suffering substantial economic injury as a result of the Coronavirus (COVID-19). Upon a request received from a state’s or territory’s Governor, SBA will issue under its own authority, as provided by the Coronavirus Preparedness and Response Supplemental Appropriations Act that was recently signed by the President, an Economic Injury Disaster Loan declaration.

  • Any such Economic Injury Disaster Loan assistance declaration issued by the SBA makes loans available statewide to small businesses and private, non-profit organizations to help alleviate economic injury caused by the Coronavirus (COVID-19). This will apply to current and future disaster assistance declarations related to Coronavirus.
  • SBA’s Office of Disaster Assistance will coordinate with the state’s or territory’s Governor to submit the request for Economic Injury Disaster Loan assistance.
  • Once a declaration is made, the information on the application process for Economic Injury Disaster Loan assistance will be made available to affected small businesses within the state.
  • SBA’s Economic Injury Disaster Loans offer up to $2 million in assistance and can provide vital economic support to small businesses to help overcome the temporary loss of revenue they are experiencing.
  • These loans may be used to pay fixed debts, payroll, accounts payable and other bills that can’t be paid because of the disaster’s impact. The interest rate is 3.75% for small businesses. The interest rate for non-profits is 2.75%.
  • SBA offers loans with long-term repayments in order to keep payments affordable, up to a maximum of 30 years. Terms are determined on a case-by-case basis, based upon each borrower’s ability to repay.
  • SBA’s Economic Injury Disaster Loans are just one piece of the expanded focus of the federal government’s coordinated response, and the SBA is strongly committed to providing the most effective and customer-focused response possible.

For additional information, please contact the SBA disaster assistance customer service center at 1-800-659-2955 (TTY: 1-800-877-8339) or e-mail

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A loan for every need

Whether you’re purchasing or expanding a business, investing in equipment or inventory, seeking working capital, or needing to refinance debt, we can help. Our lenders are experienced with SBA 7(a) and SBA 504 loans. When compared to conventional loans, the advantages of these loans are a longer maturity, a smaller down payment on fixed assets, easier qualification, and no balloon payment.

Available terms are up to seven years for working capital, up to ten years for equipment or business acquisition, and up to 25 years for real estate. We also offer USDA B&I loans and conventional loans.

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