Whether it’s your emergency cushion, rainy day fund, or future retirement, you want savings vehicles that balance interest, risk, and access. We’ve got plenty of options — savings accounts, CDs, and IRAs — and they all come with the friendly, personal service you only get from Paragon Bank.
| Type of Savings | Minimum Daily Balance Required | Monthly Service Charge | Interest Payment | Withdrawals |
|---|---|---|---|---|
| Paragon Savings | $100 | Service charge if balance is below $100 | Monthly | 6 free per month |
| Debut Savings (Available until age 18) |
None | None | Monthly | 6 free per month |
| Affinity Money Market Savings | $1000 (or combined relationship of $5,000) | None with balance over $1,000 or combined balance of $5,000. | Monthly | 6 free pre-authorized transfers per month, 3 may be by check |
| Sterling Savings Age 50 and over |
$100 | Service charge if balance is below $100 | Monthly | 6 free per month |
| Certificates of Deposit (CDs) | Ask about our flexible terms and competitive rates. | |||
| IRAs | Ask us how to maximize your IRA investment for returns and tax savings. | |||
