Person-to-Person Payments

Out to dinner with friends and forget your wallet? No cash to pay the babysitter? Person-to-Person Payments allows you to send money to an individual simply by entering their e-mail address. Payments are processed via ACH and can be available as early as the next business day.

Follow the steps below to get started with Person-to-Person Payments on your mobile device!

To begin using P2P Payments, select “Payments” from the Menu options. Tap the Plus (+) icon to create a new payment. **For this example, the payee will be new and paid via email.

Tap the New Payee icon to create a payee and create the payee by entering their contact info and a keyword.

Select the new payee from the list, and enter the payment info. Then contact the payee and provide them the exact keyword you created.

The payee will receive an email with a link to finalize the payment.  They’ll confirm the keyword and enter their banking info, and the money will be on its way.  Any future payments made to that payee will be sent right away, requiring no intervention by the payee.  If the electronic payment is completed by 2:00pm CT on a normal business day, the funds will be in the payee’s account the next business day.