When you find the perfect home, it’s time to find the perfect mortgage. But if you’re not in the mortgage business, it’s hard to know which loan product is best for you. As mortgage consultants, that’s where we can help. We know the products inside and out and have contacts in all the right places. That means we can connect you to great rates and make sure the process is a smooth one.

If you’re interested in talking to one of our mortgage consultants, please call us at 901.322.0750.

Conventional Mortgage Loans

Conventional home loans are typically available for terms of 10 to 30 years with fixed rates or several variable rate options.

FHA Loans

We are approved by the Federal Housing Administration (FHA) to provide FHA loans.

VA Loans

The Department of Veterans Affairs (VA) provides loans for qualified veterans. VA loans provide up to 100% financing, eliminating the down payment. We are an approved VA lender.

First Time Buyer Affordable Home Loan Programs

Paragon also offers affordable home loan programs that feature flexible qualifying criteria. First-time home buyers who need a loan with lower down payment requirements or lower closing costs can use subsidies from a variety of sources. These programs are available to borrowers who meet certain income requirements.

Home Equity Line of Credit

Put your home to work for you with a HELOC. Whether you’re looking to make home improvements, take a dream vacation, or buy a new car, our mortgage consultants can help you decide if a HELOC would be right for you.

Piggyback Mortgages

A piggyback mortgage can help you avoid private mortgage insurance (PMI) if you’re not making the required 20% down payment. This is the second component of a “combo” or “80-10-10” loan package that closes simultaneously with the first loan. Usually, the first loan is for 80 percent of the home’s value, and the second mortgage (the piggyback) is for 10 percent. You pay the remaining 10% as a down payment.

Medical Specialist Loan

The Medical Specialist Loan is designed for medical professionals who need the ultimate in mortgage financing. This loan allows medical physicians, residents, PA, NP, and CRNA to purchase a home with little money down.

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All loans are subject to credit approval. Loan products are not FDIC insured. Equal Housing Lender.