Meet our Mortgage Team

Learn more about the Paragon Mortgage Access Program!

Purchase (Get Started Today)

When you find the perfect home, it’s time to find the perfect mortgage. But if you’re not in the mortgage business, it’s hard to know which loan product is best for you.

Refinance (Get Started Today)

Trying to lower your monthly payment? Maybe you need to tap into the equity you established in your home. Let us be your guide in finding out if this is the best idea for your budget. One of our unique products may be just what you need to fit your lifestyle and help you meet your financial goals.

As mortgage consultants, that’s where we can help. We know the products inside and out and have contacts in all the right places. That means we can connect you to great rates and make sure the process is a smooth one.

Conventional Mortgage Loans

Conventional home loans are typically available for terms of 10 to 30 years with fixed rates or several variable rate options. They can be made to purchase or refinance homes with first and second mortgages on single family to four family homes. This loan can be used for anyone from first-time home buyers, people looking to move-up, people using a program where they trade home whilst they wait for their old house to sell, investment homes or second homes.

In general, these loans have a first mortgage loan limit of $484,300.

Jumbo Loan

Loans which are larger than the limits set by Fannie Mae and Freddie Mac are called jumbo loans. Because jumbo loans are not funded by these government sponsored entities, they usually carry a higher interest rate and some additional underwriting requirements.

FHA Loans

FHA loans are fully insured through the Federal Housing Administration (FHA), a government organization intended to advance home ownership opportunities for all Americans. FHA loans offer benefits that include lower down payments.

VA Loans

The Department of Veterans Affairs (VA) provides loans for qualified veterans. VA loans provide up to 100% financing, eliminating the down payment. We are an approved VA lender. No one brings our Veterans home like Paragon Bank!

First Time Buyer Affordable Home Loan Programs

Paragon also offers affordable home loan programs that feature flexible qualifying criteria. First-time home buyers who need a loan with lower down payment requirements or lower closing costs can use subsidies from a variety of sources. Having the right new home buyer plan is critical for those who are looking to get onto these programs so do your research before applying. These programs are available to borrowers who meet certain income or location requirements.

Home Equity Line of Credit or Loan (Get Started Today)

Put your home to work for you with a HELOC or HE Loan. Whether you’re looking to make home improvements, take a dream vacation, or buy a new car, our mortgage consultants can help you decide if a HELOC or HE Loan would be right for you.

Medical Specialist Loan

The Medical Specialist Loan is designed for medical professionals who need the ultimate in mortgage financing. This loan allows medical physicians, residents, PA, NP, and CRNA to purchase a home with little money down.

Lot Loan

The Lot Loan is designed for builders seeking to purchase a plot of land.

Construction Loan

The Construction Loan is typically a short term loan designed for builders or individuals to gain funding to build a residential property.

Bridge Loan

The Bridge Loan is a short term loan designed to serve as a source of funding and capital when a homebuyer purchases a new home but hasn’t sold their previous one yet.

If you’re interested in talking to one of our mortgage consultants, please call us at 901.322.0750 or 866-504-5556.


All loans are subject to credit approval. Loan products are not FDIC insured. Equal Housing Lender.