Business Checking Account

Features/Benefits Choice FN Pinnacle NI Premier NE Premier Plus NP Community Support
CS
Premier IOLTA Analysis AA
Eligible to any type business Yes Only Sole Proprietorships, Non-Profts, DBAs, clubs & associations Non Profits Only Law Firms Only Yes
Interest Bearing No Yes Unless Balance under $1,000 Yes Unless Balance under $2500 Yes
 Unless Balance under $2500 Yes 
Unless Balance under $2500 Interest paid to TN Bar Assoc. Earnings Credit
Monthly Service Charge $0.00 $9.00 $12.00 $12.00 $12.00 $9.00 Varies
Minimum Balance to avoid service charge N/A $1,000.00 $2,500.00 $2,500.00 $2,500.00 Varies Varies
Minimum Balance to Earn Interest N/A $1,000.00 $2,500.00 $2,500.00 $2,500.00 N/A N/A
Minimum Balance to Open $100.00 $100.00 $100.00 $100.00 $100.00 $100.00 $100.00
Limited Transactions 200 Credits, Debits & Deposited Items No Limits No Limits Required: One Monthly ACH Credit No Limits No Limits No Limits
Excess Transaction Fee $0.25 per transaction No Limits No Limits No Limits No Limits No Limits No Limits
Free ATM/Debit Card Yes Yes Yes Yes N/A N/A YES
Cashier’s Checks $6.00 $6.00 Free Free $6.00 $6.00 $6.00
Check Image Statements $3.00 or Free with Online Statements No Fee No Fee No Fee No Fee No Fee No Fee
24 Hour Telephone Banking Yes Yes Yes Yes Yes Yes Yes

Business Savings

Features/Benefits Paragon Savings SN Affinity MM Savings MN
Minimum Balance to Open $100.00 $100.00
Minimum Daily Balance to avoid service charge $100.00 $1,000.00 or combined deposit relationship of $5,000.00
Service Charge Fee $4.00 $12.00
Free Withdrawals Per Month 6 Withdrawals 6 Withdrawals/Transactions
Excess Withdrawal Fee $2.00 per Transaction $5.00
Interest Paid Monthly Monthly
Interest Rate Fixed Rate all balances No Interest Paid Under $1,000.00 Tiers: $1,000.00-$25,000.00 $25,001.00-$50,000.00 $50,001-$100,000.00 $100,000+