Personal Banking
Whether you need an interest-bearing checking account or a Home Equity Line of Credit, Paragon National Bank can help. With a variety of personal banking options, Paragon provides local knowledge and superior know-how to meet your personal banking needs.
The hassle of switching over all of your automatic bill and loan payment and direct deposit services is a major barrier for moving a checking account to a better bank. Using our Rescue Kit, you and a Paragon banker can quickly and easily set your money free.
Paragon offers four types of checking accounts for your personal banking needs. Your four choices include Choice Checking, Pinnacle Checking, Premier Checking, and Sterling Checking with features such as interest bearing, tiered interest rates, and special accounts for customers over age 50.
Paragon offers four types of savings accounts for your personal banking needs, including Paragon Savings, Debut Savings, Affinity Money Market Savings, and Sterling Savings. Paragon also provides CDs and IRAs for saving flexibility.
Paragon provides a variety of personal loans for all of your personal banking needs. Paragon offers you several options. Whether you are buying a home or remodeling one, buying a car, or investing in your child's education, we have a loan to meet your needs.
Paragon provides a number of special services to simplify your banking. Services include free Internet banking, 24-hour telephone banking, check image statements, direct deposit & withdrawal, free customized set of starter checks, free ATM/Debit card services, auto-transfer to savings, and more.
Time is your most important personal asset when you own or manage a business. Paragon's Private Banking department maximizes your time by handling all details of banking with quick, customized, and confidential solutions.
Certificates of Deposit
Designed for customers who want to maximize return by locking in a yield for a chosen term, Paragon's CDs are available at competitive rates in a variety of terms for investments of as little as $500.
Paragon's ATM/Debit Cards allow you to obtain cash surcharge-free at over 185 MoneyPass®-member ATMs throughout the Memphis region and more than 8,000 throughout the United States. Just look for the distinctive MoneyPass logo on the ATM.