Personal Checking Accounts

Benefits with every Paragon Bank personal checking account:

  • Real-time Online Banking with Bill Pay
  • Mobile Banking for smartphones and tablets
  • Paragon Instant Issue Debit Card
  • eStatements (with check images)
  • Mobile check deposits
  • First standard check order is free

Choose the personal checking account* that best fits you.

Choice Checking

As simple as it gets: unlimited check writing and debit card usage, no service charge and or minimum balance requirement.

Unlimited check writing

No service charge with eStatements**

No minimum balance requirement

Apply Now

Premier Plus Checking

This interest-bearing account can maximize your financial rewards

Free cashier’s checks

Free standard check orders

20% discount on safe deposit box rental (subject to availability)

Apply Now

Sterling Checking
(Ages 50+)

Whether you’re ready to take it easy or just getting started, this interest-bearing account comes with the perks you deserve.

Free cashier’s checks

Free standard check orders

No service charge***

20% discount on safe deposit box rental (subject to availability)

Apply Now

Mortgage Checking

When you originate your mortgage with Paragon, you can have this special account with added benefits to make buying that new home even easier.

$250 of mortgage closing costs refunded with a direct deposit

No service charge

No minimum balance requirement

Apply Now

Paragon Bank Personal Checking Account Comparison Chart

Personal Checking Account FeaturesChoice CheckingPremier Plus CheckingSterling CheckingMortgage Checking
$100 minimum opening deposit
Minimum Daily Balance to Avoid Monthly Service Charge$0$1,000$100$0
Monthly Service Charge$3 only if paper account statements are requested$12$12$0
Interest-bearingN/AN/A
Free Instant Issue Debit Card
Free Online and Mobile Banking
Free 24/7 Telephone Banking
Safe Deposit Box Discount (subject to availability)N/A20%20%N/A
Free standard checksFirst OrderFirst Order
Free cashier’s checksN/AN/A

 

*All personal checking accounts are subject to credit approval.
**If paper statements, there is a $3 monthly service charge
*** No service charge if a $100 daily balance of $5,000 total banking relationship is maintained