And if you have children, things really get hectic. Is it any wonder that franchise businesses that provide time-saving services are popular with both consumers and today’s franchise seekers?It seems that all of us are constantly on the go. We’re either working at our jobs and businesses or we’re working on things around the house.
When considering adoption, it is important to understand the legal process, the evaluation by a social worker, programs that may help you finance an adoption, and your ability to care for a child.When considering adoption, it is important to understand the legal process, the evaluation by a social worker, programs that may help you finance an adoption, and your ability to care for a child.
The Federal Housing Administration (FHA) announced that it is reducing its annual Mortgage Insurance Premium (annual MIP) rates for most FHA mortgages with Closing/Disbursement dates on or after January 27, 2017. These annual MIP rate reductions will expand access to mortgage credit, and are expected to lower the cost of housing for the approximately 1 million households that use FHA annually.
A brand new year provides the perfect opportunity to make meaningful life changes, including improved financial wellness. These five financial resolutions can help get your year off to a promising start.
Whether you're just starting out, growing your business or seeking outside help, good business planning will help you achieve that goal. And take note: this means you, business owners. The startups know why they need a plan, but we business owners often think planning is just for startups. That’s not the case.
You're not the only one joyfully anticipating the holiday season. Cyber criminals are all aflutter, too, as they look forward to the killing they'll make ripping off innocent shoppers like you. Here are some of the most common ways these thieves operate, because awareness can help you avoid becoming yet another victim.
The Federal Deposit Insurance Corporation (FDIC) and the U.S. Small Business Administration (SBA) today announced enhancements to Money Smart for Small Business, a resource that provides practical guidance for starting and managing a small business.
Many employers have come to learn that veterans make excellent employees. They usually are easily trainable and possess desirable characteristics, such as honesty, loyalty, and responsibility. If these attributes were not enough to induce employers to hire veterans, the tax law offers even more. The tax law encourages employers to hire certain targeted groups of workers by offering a tax credit tied to the wages of these new employees, and certain veterans are treated as a targeted group. Here are the special rules to know when hiring so that you may take credit where credit is due.
The U.S. Small Business Administration’s (SBA) Office of Veterans Business Development isproud to provide entrepreneurial counseling and training to veterans, service-disabled veterans, military spouses, and National Guard and Reserve service members through programs like Boots to Business, Boots to Business Reboot, and the Veterans Business Outreach Centers (VBOC).
There’s a certain magic when the talents and passions of an individual line up with their profession. And that magic is evident when Anita Vaughn, one of the newest members of Paragon's Board of Directors, talks about her role in creating Baptist Memorial Hospital for Women. “I got this great opportunity, which has been the capstone of my career, when they asked, 'Would you plan, build, and lead the women’s hospital?'” But such an endeavor doesn’t happen overnight. Anita's position as CEO of the women’s hospital was the culmination of a 43-year career in the Baptist Hospital system. And, although she retired on March 31 of this year, her involvement with Baptist has no end in sight.
While businesses are barred from discriminating against job applicants and employees on the basis of sex, the federal government does give a little edge to businesses owned by women. Under the law, the federal government has a goal of awarding 5% of its contracts to women-owned businesses that have received certification. In fact, in the government’s fiscal year ending September 30, 2015, theSBA reported that the government actually awarded 5.05% of prime and subcontracts to women-owned businesses totaling $17.8 billion.
Having a budget is vital for financial wellbeing whether to save for vacations, clear debt, or put away for the future. But when it comes to budgeting, it is easy to get tripped up by a few blunders that will easily derail your hard work. We’ve compiled five of these common mistakes and how to fix them, so that you don’t have to learn the hard way.
What do you get when you combine delicious food and a unique, funky atmosphere? There can be only one restaurant in the competition – Mellow Mushroom. With its emphasis on unique locations, psychedelic decor, and incredible pizza, Mellow Mushroom is a favorite restaurant nationwide with which Paragon is privileged to do business. Paragon has multiple ties with the Mellow Mushroom franchise with SBA loans to multiple franchises around the country, a traditional loan to the Eastgate Mellow in Memphis, and an SBA loan to the Germantown location. So what makes Mellow Mushroom successful and different from other pizza joints? We sat down with the folks who keep tabs on the day-to-day operations of Mellow Mushroom in East Memphis and Germantown to find out.
July Housing Starts hit their highest level in five months, rising 2.1 percent from June. July also marked the second-highest Housing Starts rate since the recession. Multifamily units are leading the increase. Building Permits, a sign of future construction, fell 0.1 percent from June to an annual rate of 1.152 million, in line with expectations.July Housing Starts hit their highest level in five months, rising 2.1 percent from June. July also marked the second-highest Housing Starts rate since the recession. Multifamily units are leading the increase. Building Permits, a sign of future construction, fell 0.1 percent from June to an annual rate of 1.152 million, in line with expectations.
Small businesses rely heavily on financing to grow and fund their business, and in today’s world, with a decline in commercial lending to small businesses, it’s becoming harder and harder for them to receive that funding.
From baseball caps and logoed T-shirts to USB drives and key chains, promotional products are part of many small businesses' marketing mix. But since these products can quickly get costly, how can you ensure you’re getting the most from them? The Global Advertising Specialties Impressions Study 2016 has some answers.